What Does Home Insurance Cover?

If you own a home in Texas, you may be wondering what exactly home insurance policies cover. Our agents at Quote Savant serving the Frisco, TX area want to assist you with all of your home insurance needs. They know and understand that your home is probably one of the largest investments you will ever make in your lifetime, and they want to help you protect that investment.

What Does Home Insurance Cover?

Home insurance we’ll cover the structure of your home if it is damaged or destroyed by a fire, a natural disaster, or even an act of vandalism. It can also help you replace items inside your house if one of these events occurs or if they are stolen due to a burglary. Some of those items might include your personal belongings, household items, and even your furniture and appliances.

Many home insurance policies also cover buildings that are located throughout your property. Some of these can include your garage, deck, shed, and even a swimming pool in some cases. 

A home insurance policy will also help protect you from lawsuits. For example, if a visitor to your home slips and falls down your front stairs, they may need medical attention. Your home insurance policy will help cover their medical bills and even lost wages from their job if they need to be off work for a certain period of time due to their injuries.

Reach Out for a Quote!

Home insurance policies are very important to have in place to protect the investment you make in your home. Most mortgage lenders will also require you to have home insurance to protect the investment that they have made in your home. You can work with your home insurance agent at the Quote Savant serving the Frisco, TX area to ensure you create a policy that offers an adequate amount of insurance for you and your property! Call today for a quote and to get your policy started!