RV Insurance

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    Coverage for your home on the road

    RV Insurance

    Coverage for your home on the road

    Quick trips to the woods to year-round travel, your RV is your home on the road. Ensure your adventure doesn’t come to a halt with an insurance policy that covers campsite collisions to falling rocks and all things in between.

    Why You Need It:

    Since an RV serves as part home, part vehicle, it can be confusing to know which type of insurance policy to purchase. If you drive a motorized RV on public roads, most states require RV insurance with at least the state-mandated minimum liability coverage. If you tow your RV, however, it’s covered by the insurance policy on your main hauling vehicle. Additionally, if your RV is your primary residence for most of the year, a policy similar to home insurance is needed.

    RV insurance coverage options:

    • Collision: provides coverage for damages sustained in an accident
    • Comprehensive: provides coverage for all other incidents that may occur, apart from collision, including theft, vandalism and fire damage
    • Contents: provides coverage to replace personal belongings inside your RV, including camping equipment, electronics and clothes
    • Full-time: provides coverage similar to a homeowner’s policy when you reside in your RV for more than 6 months a year
    • Roadside assistance: provides coverage for services like towing, gas delivery, battery jump-starting, and other roadside repairs

    Ready to get started? We’re here and ready to help! Complete the quote request form above or call (833) 464-8046.

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    RV Insurance

    RV Insurance FAQs

    RV insurance, or recreational vehicle insurance, is a specialized type of coverage designed to protect your motorhome, camper, trailer or other recreational vehicles. It provides financial protection in case of accidents, damage or theft, and it may also include coverage for personal belongings inside the RV.

    RV insurance can cover a variety of recreational vehicles, including motorhomes (Class A, B or C), travel trailers, fifth-wheel trailers, pop-up trailers and campers.

    RV insurance is specifically tailored to the unique needs of recreational vehicles. It considers the fact that RVs often serve as both a vehicle and a temporary residence. Coverage may extend to personal belongings, appliances and fixtures inside the RV.

    While some auto insurance policies may cover small trailers or campers, they might not provide adequate coverage for larger RVs. It’s recommended to get specialized RV insurance for comprehensive protection.