Quote Savant serves the Frisco, TX community. We offer our clients multiple types of insurance policies so that they can protect their assets. We offer flexible policies designated to meet unique needs. We look forward to establishing long-term relationships so that we can help our clients as their needs evolve over time.
Auto Insurance Myths To Avoid
Driving is a high-risk endeavor. There are multiple variables to account for. Auto insurance protects you while you are on the road. Collision coverage protects you if your vehicle suffers damage or if someone is injured. Liability coverage protects you if you are ruled to be responsible for the accident. Comprehensive coverage takes care of your vehicle if it is stolen or vandalized. While you are researching coverage, avoid these common auto insurance myths.
The Color Of Your Vehicle Is Important
This is incorrect. The color of your vehicle does not impact your auto insurance policy. The only variable that may impact your coverage is the model of your vehicle and its age.
Getting A Traffic Ticket Is Detrimental
While you should strive to keep a clean driving record while you travel around Frisco TX and beyond, your policy will not be drastically altered if you receive a minor traffic ticket.
You Aren’t Responsible If Someone Else Drives Your Vehicle
Many people make the mistake of assuming that they are no longer liable once they let someone else drive their vehicle. If you let a friend drive your vehicle, and they damage someone else’s property, you are still responsible.
Quote Savant Will Help You Stay Protected On The Road
Visit our website to learn more information about auto insurance.
Having enough insurance can often be tricky. Just because you have an insurance policy, that doesn’t mean you have enough coverage, and that’s especially true for liability insurance. With medical bills so high today, it’s always important to have plenty of liability protection. If you are interested in getting an umbrella policy to raise your liability coverage, call us today at Quote Savant in Frisco, TX.
How Umbrella Insurance Works
Umbrella insurance works alongside your existing home and auto insurance policies. When there is an accident that you are liable for, your home or auto policy will step up and pay for the bills that come from it. This is generally medical bills and property damage bills. However, because home and auto policies usually have a low amount of liability, they may not pay out enough for all of those bills to be paid. When this happens, your umbrella insurance policy can kick in. It then pays the amount left over after your home or auto policy has paid. This allows serious accidents to be paid for without you having to come up with the money yourself.
Why Umbrella Insurance?
Many people wonder why they should get an umbrella policy when they can simply raise the amount of liability insurance that is contained in their home and auto policies. This is certainly possible to do, but it is also very expensive to do. Raising the liability coverage on both of those policies can be prohibitively expensive for many people. Getting umbrella insurance is reasonably priced even for a very large maximum payout.
Get Your Liability Coverage
If you’re thinking about an umbrella insurance policy, contact us at Quote Savant in Frisco, TX to find out more about them.
People that live in the Frisco, TX area should consider owning their home. This area of Texas continues to grow quickly and offers a lot of advantages to property owners. If you are looking to buy a property in this region, getting insurance continues to be very important. A home insurance plan offers some forms of coverage that can provide you with great protection.
Coverage for Assets
A form of protection you receive with your home insurance plan is coverage for your assets. Property owners will have a major asset that they will want to protect. Further, they will have personal items that are stored within the home. As you get a full home insurance plan, you can continue to have coverage for all of these assets. This can be helpful if they are damaged or stolen and need to be repaired or replaced.
Liability Risk Mitigation
Another advantage of having a home insurance plan is that you can mitigate your liability risk. As you are looking to build an insurance plan, you will also want to ensure that you can mitigate your liability risk. Property owners are going to take on some personal liability risk at all times. As a liability claim can lead to significant expenses if you are deemed responsible for damages, having this valuable coverage is important.
As you are looking for a new home insurance plan in the Frisco, TX area, it would be a good idea to speak with a professional that is knowledgeable about your options and needs. The team with Quote Savant can give you the support needed to choose a new plan. Quote Savant is able to help you evaluate your options and give the support needed to build a plan that is ideal for your situation.