Classic. Vintage. Old. Antique. However you describe it, your well-aged auto is a mobile piece of history that deserves the utmost protection. Ensure your classic is covered for every part, every mile, every memory.
Unlike a conventional car that depreciates the moment you drive off the sales lot, the opposite is true for a classic car. As a result, you need an insurance policy specifically geared toward protecting the appreciation value of your collectible.
The definition of a classic car varies from one insurance company to another, but one common thread is appreciation. While the value of your classic car is greater than its original sales price, the agreed-value coverage between you and your insurer is crucial when considering policy options. Determined by valuation, independent appraisal or other supporting documentation, your car’s agreed value guarantees the coverage amount at the time the policy is issued.
A classic car insurance policy typically includes:
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