Home insurance can provide protection for your home, personal belongings, and other building structures against theft, vandalism, fire, hail, wind, and other common sources of damage. It also covers you. Because of this, the home insurance quote process asks questions about you. If you have never filled out a quote for home insurance in Frisco, TX, you may be curious as to what information may be asked of you. Here at Quote Savant, we want to ensure you are prepared by sharing some details that may be requested of you during the quote process.
Since your home is the priority when it comes to home insurance, your home will be the focus of the application. Some of this information may be pulled automatically, but you may be asked about the square footage, the year it was built, home finishes, maintenance issues, detached structures, safety features, etc.
Your date of birth lets the insurance know whether you’re eligible to obtain home insurance coverage as well as whether you qualify for age-related discounts.
Some states require that your credit score be revealed during the insurance quote process. One reason for this is that it is believed that an individual who has a higher credit score is more responsible and is less likely to file insurance claims.
It is always important that you maintain continuous coverage, be it auto insurance or home insurance. This is not only for safety purposes but also for your costs.
You will be asked whether the home you are requesting insurance for is your primary residence, which means it is the home that you live in the majority of the time. If it is, then it is less likely to be vandalized and broken into. Second homes, such as vacation homes, tend to have a higher chance of having a claim filed for them since someone is not home a large portion of the time.
For more information about home insurance in Frisco, TX, reach out to the team at Quote Savant.