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Quote Savant

7400 Gaylord Pkwy
Frisco, TX 75034

What Kind of Information Is Needed for a Home Insurance Quote?

Home insurance can provide protection for your home, personal belongings, and other building structures against theft, vandalism, fire, hail, wind, and other common sources of damage. It also covers you. Because of this, the home insurance quote process asks questions about you. If you have never filled out a quote for home insurance in Frisco, TX, you may be curious as to what information may be asked of you. Here at Quote Savant, we want to ensure you are prepared by sharing some details that may be requested of you during the quote process.

Your Home

Since your home is the priority when it comes to home insurance, your home will be the focus of the application. Some of this information may be pulled automatically, but you may be asked about the square footage, the year it was built, home finishes, maintenance issues, detached structures, safety features, etc.

Your Birthday

Your date of birth lets the insurance know whether you’re eligible to obtain home insurance coverage as well as whether you qualify for age-related discounts.

Credit Score

Some states require that your credit score be revealed during the insurance quote process. One reason for this is that it is believed that an individual who has a higher credit score is more responsible and is less likely to file insurance claims.

Coverage Lapses

It is always important that you maintain continuous coverage, be it auto insurance or home insurance. This is not only for safety purposes but also for your costs.

Primary Residence

You will be asked whether the home you are requesting insurance for is your primary residence, which means it is the home that you live in the majority of the time. If it is, then it is less likely to be vandalized and broken into. Second homes, such as vacation homes, tend to have a higher chance of having a claim filed for them since someone is not home a large portion of the time.

For more information about home insurance in Frisco, TX, reach out to the team at Quote Savant.

What coverage comes with a home insurance plan?

People that live in the Frisco, TX area should consider owning their home. This area of Texas continues to grow quickly and offers a lot of advantages to property owners. If you are looking to buy a property in this region, getting insurance continues to be very important. A home insurance plan offers some forms of coverage that can provide you with great protection.

Coverage for Assets

A form of protection you receive with your home insurance plan is coverage for your assets. Property owners will have a major asset that they will want to protect. Further, they will have personal items that are stored within the home. As you get a full home insurance plan, you can continue to have coverage for all of these assets. This can be helpful if they are damaged or stolen and need to be repaired or replaced. 

Liability Risk Mitigation

Another advantage of having a home insurance plan is that you can mitigate your liability risk. As you are looking to build an insurance plan, you will also want to ensure that you can mitigate your liability risk. Property owners are going to take on some personal liability risk at all times. As a liability claim can lead to significant expenses if you are deemed responsible for damages, having this valuable coverage is important. 

As you are looking for a new home insurance plan in the Frisco, TX area, it would be a good idea to speak with a professional that is knowledgeable about your options and needs. The team with Quote Savant can give you the support needed to choose a new plan. Quote Savant is able to help you evaluate your options and give the support needed to build a plan that is ideal for your situation. 

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  • You could be missing important coverage options.
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